Essential Legal Documents for Your 18-Year-Old

Understanding the Transition to Adulthood

Turning 18 is an exciting milestone as it marks the transition to adulthood and the newfound independence that comes with it. However, this change also presents unique challenges for parents and guardians. Once a child turns 18, they legally become an adult and parents no longer have automatic access to their medical, financial, and academic records. This shift necessitates some preparation to ensure that you can continue to offer support when needed.

Durable Power of Attorney

A Durable Power of Attorney is an essential document that allows parents or guardians to manage financial matters for their child if they are unable to do so. This power ensures bills are paid and necessary financial decisions are made promptly, preventing stressful delays and potential financial mismanagement.

Medical Power of Attorney

With a Medical Power of Attorney, parents can make medical decisions on behalf of their adult child in case of illness or injury. This is crucial in emergencies, where quick decision-making is necessary and legal barriers could otherwise prevent timely intervention.

HIPAA Authorization

Without a HIPAA Authorization, parents or guardians will not have access to their child's medical records or the ability to discuss their health with doctors. This document is vital for staying informed about medical conditions or treatments, ensuring you're involved in essential healthcare decisions.

FERPA Waiver

Once a child reaches 18, parents lose access to academic records under the Family Educational Rights and Privacy Act (FERPA), unless permission is granted. A FERPA Waiver allows parents to assist with academic concerns, such as grades, test results, and enrollment information, providing a necessary bridge to support educational success.

Taking Proactive Steps

It's essential to research and comply with the specific legal requirements in your state or jurisdiction, as the enforceability of these documents can vary. Consulting a legal professional can help ensure these documents are set up correctly. By taking these proactive steps, you can continue to support your child effectively as they navigate adulthood.